In Arizona, when you have been injured in a car accident, the responsibility for your medical bills falls on the at-fault party in the accident. The police will investigate the accident, take photographs, interview witnesses or anyone involved, and prepare a report on what happened and who caused the wreck. From there, insurance companies use the information in the report to determine how to proceed with an insurance claim. At the Insurance Center of Green Valley in Green Valley, AZ, we are dedicated to helping you through the process and submitting the documents needed to resolve your situation as quickly as possible.
If you’re injured, you can file a claim against the at-fault party to ask for compensation for your medical bills and lost wages (if you had to miss work due to injuries). Then, their liability coverage will compensate you for your injuries. You may receive reduced compensation if you share the blame for the accident (partially at fault).
If the at-fault party doesn’t have auto insurance, your uninsured and underinsured motorist coverage will help you pay for your medical expenses after the accident. Med pay is an optional coverage you can add to your auto policy to cover you and your passengers when you’re injured in an auto accident. It is limited to hospital bills. However, whether you’re driving or a pedestrian, it will also kick in.
Steps to Take After an Auto Accident
After an auto accident, seek immediate medical attention. Get checked out by a medical professional for any injuries, even if they are minor.
Additionally, after an accident, you should report the accident to insurance, including the other driver’s information. Then, gather as much information as possible to have as evidence. You can take pictures of the scene, damage to the vehicles involved, and pictures of your injuries.
We’re Here to Assist
At the Insurance Center of Green Valley in Green Valley, AZ, we are here to answer any questions you may have about auto insurance. Whether you are new to insurance or have had an auto policy for years, we are dedicated to providing you with the necessary protection when traveling on the roadways. Call us today at (520) 648-1150.