Monthly Archives: April 2016

Share the Road

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Bicycle safety tips and bicycle awareness can help to avoid accidents. There are three things to consider, which are preparation, awareness, and sharing the road.

Preparation
It is important that a bicycle is well maintained and that the rider wears the proper safety equipment.

Proper safety equipment includes:

  • Helmets for all riders
  • Child seat with safety belt (if a young child is also riding on the bicycle)
  • Horn or bell to use to get attention from other drivers when needed
  • Reflectors
  • Safety lights for both headlight and taillight
  • Light-colored, reflective clothing
  • A full water bottle to avoid dehydration that has a secure mount
  • A cell phone to call for help if needed

Make sure the bicycle is big enough, but not too big, and adjusted to fit the rider’s size. Maintain spokes, wheels, tires, brakes, gears, pedals, seat, and handlebars correctly, so they are working properly and positioned correctly.

Awareness
Bicyclists need to be aware that other drivers may have difficulty seeing them. Common dangers are drivers suddenly opening the door of a parked car, drivers not seeing a bicycle crossing an intersection, and obstacles in the road. Look ahead and use defensive driving skills to try to anticipate what may occur. Watch out for water, potholes, gravel, sewer grates, and covers.

Share the Road
Automobile drivers need to share the road with bicyclists. They should slow down when approaching a bicycle rider and only pass them when it is safe to do so. Do not honk at a bicyclist because it may startle them and pay careful attention to children who may be unpredictable.

Summary
By following these tips, bicyclists and automobiles can share the roadways in a safer manner. Be sure to get adequate insurance coverage from the folks at Insurance Center of Green Valley who can help with all your insurance needs.

How Home Insurance Can Protect You And Your Family

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When you live in Green Valley, it is important to look at home insurance as a way of protecting both you and your family. While it is not required by the state, it may be required by your lender if you have a mortgage out on your home.

There are various options available when you choose home insurance. You will be able to have protection against break-ins, fire, floods, and various natural disasters. If something happens, you have the ability to file a claim with the insurance company as opposed to having to pay for all of the damages out of pocket.

Various add-ons can be included in your policy as well. This includes storm damage, additional flood insurance, and more. Essentially, it provides more protection for you and your family so that you don’t have to worry about extensive repairs in the event that something happens to your home.

Generally, the insurance is going to cover the property as well as the belongings. You may want to establish a cash value policy based upon the list of belongings that you have in the home. If you have art, jewelry, and other luxury items, it is important to obtain the additional coverage so that you are protected in the event that these items are stolen or become damaged.

You may also want to look at expenses associated with various living expenses in the event that you lose use of your home due to some kind of accident, such as a flood or fire. This can prevent you from spending your entire life savings.

Call us at the Insurance Center of Green Valley today. It’s important to explore home insurance options and we can obtain rates from some of the top insurance companies in Arizona to help with the comparison process.