While Arizona is typically considered a pretty warm place to live, it is not always the case – and this is something that residents of Green Valley, AZ can attest to. And while certainly Arizona is a hotter state than most, it is not without its cooler weather, which rolls along every year beginning with the fall season. One thing that even Arizonans must know about however is that for all of the pleasantries that comes along with the seasonal changes, there are a lot of things that can go wrong with the season to affect them, their bills, and their home. Here is a handy checklist that can help you avoid all three of these things (or at least reduce their negative impact).

• Firstly check all of your doors and windows – This is paramount, and one of the best ways to face the ugliest parts of the season. If your doors and windows do not have proper insulation to keep your indoor temperature indoor and the outdoor temperature outdoor, it could not only cause you to spend more money, but your woodwork and furniture may be harmed as a result.
• Check your roof and attic – Roofs can be another troublesome source of cold air and leaks into your home. Make sure that your shingling is in order and that your roof is properly sealed.
• Check for leak-prone spots – Particularly things like a hose. If your hose is leaking, you want to deal with it fast. While it is relatively rare that it could pose a problem, Arizona has experienced some crazy weather before.

Green Valley, AZ residents who wish to insure themselves against all of these potential risks can contact Insurance Center of Green Valley. We will work to get you the insurance plan that  fits your needs best.

When selecting the right kind of home insurance for your Green Valley, AZ home, it is a good idea to know what the most common claims on home insurance is. This may help you determine what kind of coverage you need and what fits you the best. At Insurance Center of Green Valley, our agents are here to help you decide, no matter the size of your home or what you’re looking to spend. 

Break-In

This is one of the most common forms of home insurance. While nobody wants to go through with it, having home insurance can help cover the costs of damage and lost items associated with a break in. We can also give you suggestions as to not only reduce the chance of a break in but reduce the amount you pay on insurance through security systems. 

Accidental Damage

Damage to your home is usually accidental. Thankfully there isn’t too much in way of bad weather in Arizona, so the majority of damage will likely come from accidental damage. Whether you’re playing catch with your child and the ball goes through a window to your student driver bumping into the garage door, accidents happen, which is why you need to have the right kind of home owner’s insurance. 

Fire

This by far is one of the most common forms of home insurance. As it is dry for the vast majority of the year in Green Valley, a single spark is able to cause serious problems. Now, your home is made up of more fire retardant materials than a home you’ll find out east. However, a spark from a cigarette, your grill or even rocks clanging against each other during an outdoor project can quickly turn into a fire. Fire damage is a real issue and you need to protect for it with the right kind of insurance.