Monthly Archives: March 2017

3 Tips for Making Your Green Valley Home Greener

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Green Valley, Arizona is a small town not far from the bigger city of Tucson but has some lower temperatures, even in the summer.  However, it still gets pretty hot in Green Valley during Monsoon Season so we’ve outlined a few ways you can save on energy costs during the hottest months of the year.  

1.  Go Solar

Solar energy is green energy.  If you own a home in Green Valley, AZ you could consider putting solar panels on your roof to generate the power needed to run your air conditioner all summer long.  Solar energy will significantly decrease or eliminate your summer electric bill, depending on the number of panels you have installed.  

2.  Install Solar Shades on Windows

By installing sun shades on all your windows, you can decrease the amount of sunlight that penetrates your home through windows.  This will help keep the temperature in your home cooler without having to compromise on light.  

3.  Get an Energy Audit

To find out how your property in Green Valley, AZ doesn’t pass the Green Test, have a professional energy audit. These experts will come to your home and examine every way you could be losing energy – and money – and recommend ways to improve upon their findings.   

At Insurance Center of Green Valley, we provide reputable agents who serve the Green Valley community. Our experienced agents can answer all of your questions about insuring your home in Green Valley. Call us today at Insurance Center of Green Valley at 520-648-1150 to talk with a friendly team member.  

 

 

Minimum Auto Insurance Could Fall Short

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The State of Arizona requires that people drivers have auto insurance. These laws are in place to help people who suffer a loss. While many people take out a policy to just satisfy the minimum standards, that coverage may not fully protect you. At the Insurance Center of Green Valley, our professionals are committed working with people of the Green Valley, AZ community to create a policy that provides secure coverage.

Minimum Coverage Can Fall Short

In Arizona, drivers must carry a liability policy with limits of $15,000 per person, $30,000 per accident and $10,000 for property damage. If you stop and think about today’s medical care costs, it’s quite obvious those numbers are insufficient. An injury that requires minor surgery alone would likely exceed the $15,000 minimum. A major head injury, for example, could result in complex surgery and months of rehabilitation. That could easily run into six figures of medical debt.

Consider the price of a new automobile. There isn’t a new car on the market today under the state’s minimum property damage. This year, the average price tag for a new vehicle exceeds $30,000. Once your minimum coverage has been exhausted, an injured party could file a civil lawsuit against you to recover the remainder of their losses.

Protect Yourself

The other problem with minimum coverage is that you may not be financially protected if injured. There are numerous scenarios in which you could suffer an irrecoverable loss. While everyone is supposed to carry insurance, some people shirk their responsibilities. If you are injured by an uninsured or underinsured motorist, you may not get fully compensated. If an accident is your fault, liability insurance may only protect the other party.

It’s important not to put yourself in a vulnerable position with by having only minimum coverage. At the Insurance Center of Green Valley, we’re happy to explore options that can provide you with adequate and secure insurance coverage. We are here to serve members of the Green Valley, AZ community and look forward to working with you.