Monthly Archives: November 2019

Why a Green Valley, AZ Business Needs Commercial Insurance

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If you are looking for a good place to start a small business, one area of the country to consider is Green Valley, AZ. This area is experiencing a lot of positive growth and provides many opportunities for small business owners. Whenever you are going to start a small business, you will have to get commercial insurance. There are several reasons why you need to have commercial insurance in place for your business.

Gives Necessary Liability Protection

Once you start a company, you are going to be taking on a lot of liability at all times. This can include liability for the safety of both your customers and your employees. If there happens to be an accident that causes an illness or injury, you may be required to pay restitution. When you have commercial insurance, it will give you the coverage that you need to protect your company if you are liable for an accident.

Requirements

While it is good to have insurance to protect your company, having commercial insurance is also often a requirement for small businesses. There is a good chance that any lender or investor you have will want you to have commercial insurance at all times. This is because it can help to enusre you are able to remain solvent if an accident or casualty occurs. 

Ultimately, having commercial insurance is a necessity for businesses of all sizes. When you are shopping for insurance for your company, you should contact the Insurance Center of Green Valley. When you speak with the team at the Insurance Center of Green Valley, you will get great advice and service that can help you to get into the best policy possible. This will help to ensure that your Green Valley, AZ business is properly covered. 

Homeowner’s Insurance for First Time Buyers

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Buying your first home is an exciting adventure. Don’t let potential problems weigh down your joy. Getting your new Green Valley, AZ home insured protects your finances and ensures you always have a comfortable home for your family. What can you expect from a homeowner’s insurance policy from Insurance Center of Green Valley?

  • Liability coverage. This portion of your coverage helps you pay for accidents and problems that happen to people who don’t live in your home. If your neigh or breaks their ankle on your concrete driveway or the mailman is bitten by your pet, this is the coverage you’ll need for medical and court-ordered expenses.
  • Property coverage. This is the part that generally comes to mind when people think about homeowner’s insurance. Your insurance agent will provide you with a list of covered perils. If any of these problems occur, your property coverage will help pay for damages and personal losses.
  • Extended coverage. Each homeowner’s insurance contract can be customized to meet the specific needs, circumstances, and preferences of the subscriber. Your agent can help you find ways to cover your expensive collectibles, non-attached buildings, and other things that may not be automatically included in your contract. Its vital to meet with an agent to ensure your coverage has everything you need.
  • Your deductible is the amount of cash you have to pay towards fixing covered damage. For new homeowners, a lower deductible means less strain on your savings account. If you’re like most homeowners, that extra cash comes in handy for making your new home more comfortable.

Find out how a customized homeowner’s insurance policy on your Green Valley, AZ residential property protects your present and long term personal finances by calling the experts at Insurance Center of Green Valley.