When To Shop For New Homeowner’s Insurance

Homeowner’s insurance is an important investment you make into your home. Many people think that homeowner’s insurance is something you deal with once and then forget it. It is wise to take a look at your homeowner’s coverage often to make sure you are getting the best deal and your home is insured properly. At the Insurance Center of Green Valley, serving Green Valley, AZ, we love to help our clients better understand important insurance topics such as this. Keep reading to learn when to shop for new homeowner’s insurance. 

Annually 

It is recommended to shop around for a better rate on your homeowner’s insurance annually. In most cases just letting your current policyholder know that you are shopping around is enough to encourage them to offer you a better rate. There are also other factors that can affect the rate of your homeowner’s insurance so re-evaluating once a year is a good time to see if you qualify for any new discounts. 

After Home Improvements

If you have completed home improvements, then you will definitely want to shop around for new homeowner’s insurance. When the value of your home increases substantially, you will want the coverage to increase as well. Your previous coverage may not cover the new value of your home in the event of damage. It is best to sit down with an insurance representative so that they can properly evaluate the new coverage needs. 

After A Divorce

If you have been awarded your home in your divorce, you need to make sure that the insurance policy is in your name. This is a good time to shop around for the best rate as well. 

If you would like to learn more about homeowner’s insurance, please contact our friendly staff today at The Insurance Center of Green Valley serving Green Valley, AZ today. 

Auto Insurance Add Ons

There are all kinds of insurance add ons you absolutely need to consider when it comes to your vehicle. These different forms of insurance will help specialize your auto coverage and ensure you have the kind of protection you need. But what auto insurance add ons are right for you? We at the Insurance Center of Green Valley are here to help you find this out. So, if you live around Green Valley, AZ, here are some of the add ons you need to know about. 

Personal Injury Protection

PIP coverage is an add on the form that will help you with health coverage if you are injured. Health insurance doesn’t always cover all auto injuries and if you are in a serious accident this does become expensive. PIP can help you with this. 

Roadside Assistance

You never know when you might have a flat tire or some other kind of problem with your vehicle. With roadside assistance help will be a simple phone call away, all for a small monthly payment. 

Uninsured Motorist Insurance

If you’re involved in an accident with an uninsured motorist it isn’t your fault they don’t have insurance. And yet, because they drove without insurance it leaves you exposed to paying out of pocket. To help you avoid this, uninsured motorist insurance is a coverage you should consider. 

Protect Yourself With The Right Auto Insurance Add Ons

There are so many insurance add ons available it is difficult to know what to opt for. That is why our staff here at the Insurance Center of Green Valley is here to lend a helping hand. So, instead of guessing blindly at the insurance coverage right for you, let our staff help you out. If you live around Green Valley, AZ, we are just a phone call away.