Monthly Archives: February 2022

Does Your Auto Insurance Cover Others in Your Car?

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It’s not uncommon for people in Green Valley, AZ, to carpool to work to save on gas and help the environment. But what happens if you get into a car accident? Is your insurance good enough to cover it? Let us at Insurance Center of Green Valley educate you on this critical point.

Specific Coverage Can Help

While your liability policy does not cover people in your vehicle, you can upgrade your policy with more comprehensive options. These policies often include terms like “passenger” or “other people” coverage, so pay attention to the wording when researching your options with your provider.

Critically, you need to add this type of policy to your coverage or upgrade it, as needed, to ensure that you get protection. Here’s what you need to know about making sure other people in your car are covered by vehicle insurance.

How to Get These Policies

If you want protection for people in your vehicle, you can talk to your agent to learn more about the different types of comprehensive policies available for your needs. Then, they will identify an option that makes the most sense for your needs, including payment plans that work for you.

Just as importantly, they will provide coverage for anybody else who may drive in your car. Everybody in your home is implicitly included in this coverage. However, you can also add others to your policy by name, ensuring that they are covered if they get into a crash if they borrow your car.

Take Your Insurance Seriously

If you live in the Green Valley, AZ, area and need insurance that makes sense for your needs, please don’t hesitate to contact us at Insurance Center of Green Valley right away to learn more. Our team will work with you to ensure that you are satisfied and provide the help necessary for your policy.

Making an Auto Insurance Claim: How to Do It Properly

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Car accidents happen all the time and can affect many Green Valley, AZ residents in upsetting ways. As a result, it may be necessary to file a claim with us at Insurance Center of Green Valley using the steps below to ensure that you don’t make any mistakes.

Call Your Agent Right Away

As soon as is possible, call your agent and let them know about the accident. Discuss who was driving, which vehicle was involved, when the incident took place, what happened, the name of other involved drivers, their insurance information, and witnesses to the accident (including police).

Talk to the Police

After you call your agent, you can report your accident to the police. While some insurance companies may ask for information about the report before starting the claim process, you can report the incident later to ensure that you get the required information for your needs.

Work With the Adjuster

An insurance adjuster will contact you a day or two after your claim and gather information. Then, they can provide you with a report, including an estimation of the cost of repairs and how much they will cover. You can talk with them about this information to prepare your financial needs.

Receive Payment

Eventually, your adjuster will authorize your final payment and apply it to your account. This step helps to cover any covered costs that you had to pay in the meantime, such as repairing your car. You may also wait until your insurance is approved to get repairs to streamline the process.

Find the Help You Need

Do you live in or around Green Valley, AZ, and need an insurance policy that you can trust? Please call us at Insurance Center of Green Valley right away to learn more. Our team of professionals will work with you to identify your insurance needs and keep your vehicle safe.