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Get DirectionsWith natural disasters steadily on the rise, small business owners in Green Valley AZ need to be prepared for any eventuality. These tips from Insurance Center of Green Valley can be helpful in protecting your business from disasters.
Assess Your Risks
Assess the risks your business faces so you can prepare in advance. Arizona is prone to severe storms, flash floods and wildfires. If your business in Green Valley, AZ is at risk of these or other disasters, make a plan for how to minimize disaster damage or handle the fallout. Commercial property coverage can help compensate you for disaster damage to your business location, equipment and products. For protection against floods, however, you’ll need to purchase a separate flood policy.
Prepare a Disaster Evacuation Plan
Prepare a plan for evacuating customers and employees safely from your business in the event of a disaster. Make sure your employees are familiar with evacuation routes and exits. Conduct evacuation drills to ensure your workers know what to do in a disaster.
Secure Your Business Assets
Review your commercial coverage to ensure it’s up to date and offers the protection you need against disasters. In addition to property coverage, you may want to obtain business interruption insurance to cover lost revenue and other essential expenses if your company has to close up shop temporarily due to disaster damage.
Having an up-to-date inventory of business equipment and products can help facilitate a claim, if needed, after a disaster. You should also ensure all-important business data to include financial records, customer records, and data on employees is backed up in a safe location to avoid loss in a disaster.
Commercial insurance should be a key component of disaster preparedness for your small business. To update your commercial policy, contact the Insurance Center of Green Valley.