What are auto insurance requirements in Arizona?

You are required to have liability insurance to operate your vehicle in Green Valley, AZ. The agents at the Insurance Center of Green Valley can help you find the indemnity policy that best fits your lifestyle. 

How much insurance is required in Arizona?

The state of Arizona requires every driver to show proof of at least $25,000 for bodily injury coverage ($50,000 per incident). Drivers also need to furnish proof of at least $15,000 for property damage liability. 

The auto insurance requirements extend beyond cars and trucks in Green Valley, AZ. Moped, motorcycles, and golf cart owners must also meet the minimum indemnity coverage requirements to legally operate their vehicles on the highways and in the city. 

Is the minimum enough?

Arizona is a tort state, which means that an individual deemed at-fault in an accident can be sued if his or her policy falls short. Having the minimum amount of coverage as required by the state will not shield you from a lawsuit if your policy limits do not pay for all damages. 

Having the notion of a lawsuit in mind, many choose to purchase more than the state minimum when it comes to auto insurance. In fact, a lot of drivers choose full coverage, which often includes compensation for medical bills as well as uninsured motorist protection. 

What plan should you choose?

It is best to speak with an agent at the Insurance Center of Green Valley before deciding to simply go with the state’s minimum requirements. An expert in the field can help you understand the importance of auto insurance as well as the benefits that come with full coverage. 

Call the Insurance Center of Green Valley today to get started with a quote for auto insurance.