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Get DirectionsIf you rent or own an apartment or home in Green Valley, AZ it is crucial to understand the importance of home inventories. A home inventory is a list of your personal belongings with an estimated financial value of each item. You can keep records of your possessions in either a notebook or a computer, with a folder of all your receipts. Keeping an inventory of your possessions is the best way to get the most out of your home or renters insurance policy. They not only make filing a claim easier but ensure the protection of all your belongings.
Home Inventories Help You Decide on a Policy
Having an updated, accurate list of all your possessions makes it easier to see how much coverage you actually need. Home inventories will help you and your insurance agent find the best possible coverage for you and your belongings.
Makes Filing a Claim Easy and Stress-Free
Natural disasters are frightening and stressful events, especially when your belongings are damaged. If you don’t have a list of your possessions, it can be challenging to remember what you lost and the value of the damaged items. However, having a well-thought-out inventory makes it easy to file a claim. You can efficiently assess what you lost and get compensated for all of your possessions.
Substantiate Financial Losses
After a natural disaster, you may be eligible for a tax break or disaster assistance, depending on how much you lost. A home inventory with documented values of each item is the best way to prove how much you lost financially during the catastrophe.
If you are looking for more information on renters or home insurance, please contact our office at the Insurance Center of Green Valley, serving Green Valley, AZ.