Midway between Tucson and Nogales lies the desert town Green Valley Arizona. Known for its grand bird watching near Madera Canyon and Florida Wash, bird watchers have reported 12 types of hummingbirds coming through. If birding is not your fancy then seven golf courses dot the city landscape giving you ample exercise.

Eateries

Green Valley Arizona has a long history of intriguing cuisine under the desert sky with its robin egg blue day and deep purple nights dotted with dazzling stars makes for grand eating. Indians cultivated corn and squash. After your fun on the golf course take an evening drive the Arizona Cactus Ranch. Instead of herds of cattle, field after field of prickly pear lies budding in spring and fall. The buds are picked and sent to restaurants for updating such American standards as roast beef and pork tenderloin. The ranch itself sells prickly pear nectar, jelly and spreads of the fruit and fruit bars. If it is local dining you wish then check out Lavender, Posada Java, and Green’s Restaurant property..

Time to Check the Auto Insurance

Green Valley Arizona makes for an active lifestyle that means on the road traveling to enjoy all the local fun. Depending on the age of your car, your age, and if you are liable determines your premium. I am your local agent and know what policies best fit which needs. I can offer you options on your vehicles. I know which discounts apply where. If you happened to have an accident I can navigate you through the process and then list the best vendors in the area for your needs. I am in your community. Stroll off the golf course into my office anytime. I will be glad to chat about your needs.

Orovalley, Arizona sits north of Tucson by just minutes. It is a town that is surrounded with high hills and valleys, which provide much for residents to explore. Arizona is a state that has laws that demand that residents have automobile insurance in the case of an accident. The state has a stated level that must be carried on the policy in order to be legal to drive. But, car insurance is so much more than just the minimums; it is a policy that can protect you 100 percent should you need it too.

The Smaller Side of Your Car Insurance

• Your car insurance policy may have a little coverage called gap benefits attached to it. This benefit pays for the difference in the value of the car and the amount of the loan should the vehicle ever be totaled in an accident.
• Windshield coverage is available to people that have it on the policy. This benefit pays to have the windshield replaced if there is ever a crack or break in the glass. As you drive you will find that there are a lot of things that impact the glass.
• New car replacement is a special benefit to policy owners. If your new car is totaled in an accident, then you will be provided a new car, just a year newer, to replace your wrecked vehicle.
• One benefit that policy owners get to enjoy is quality customer service. Many companies have learned the value of personalized care when it comes to customers. Each company goes to great lengths to train their people to provide quality care to each customer.

Whether you are looking to change insurance agencies or just want a quote for new insurance, we can help. As your local insurance agent, we can provide you with the details that you need to make an informed decision regarding all your insurance needs. Call us today and let us help you get the protection you need for your car, home, health, and other insurance needs.

The Catalina Foothills of Arizona offer an exceptional lifestyle. The community has some extraordinary homes and access to the natural beauty of Sabino, Bear, Pima and Ventana Canyons. It also offers some extraordinary shopping at La Encantada.

Even in this exclusive area of Tucson, unexpected damage to cars can occur. It is why having an insurance agent who provides quality auto insurance is critical. While you may expect damage during a vehicle accident, you want to make sure your Arizona auto insurance policy covers other damage. This can include everything from shopping cart damage in a parking lot to hail damage during a storm. Will your car be covered from water damage in a flood? Is it covered from vandalism? Your insurance agent can get you the answer.

We have all become so enamored with minimum auto insurance coverage, many of us are finding out too late what is not covered. It is part of the reason an occasional auto insurance review is so valuable. We would encourage you to contact your insurance agent to verify your coverage.

If you would like to get a comparative quote online for auto insurance, fill out our online form. You will be presented with quotes from several companies. You select the company, you select the coverage. Of course if you prefer personal assistance, we invite you to contact us. Online comparative quotes are also available for homeowners insurance.

As an independent insurance agent, we represent many companies. These companies are all competing for your business. This access to multiple providers allows us to help you choose the coverage you need at a price you are comfortable with. Call us today and see what we can do for you.

Car insurance is mandatory in Drexel Heights, AZ, so it’s important to have it in place before you take off on a road adventure. Figuring out how to get the cheapest car insurance rates means understanding exactly what affects the costs of car insurance.

One of the primary factors in car insurance premiums, and unfortunately one you probably don’t have a lot of control over changing, is your geographic location. Where you live, and specifically the road safety and crime statistics for the area, have a large influence on what your monthly premium is.

Another way to get better car insurance rates is by having good credit. Many insurance companies run a credit report and use that information in their determination of how high of a risk factor you are for claims.

Having a good driving record is another way to get your premiums down to make it more affordable for you. If you’ve had accidents in the past, you aren’t automatically disqualified. You may end up with insurance that has a certain amount of accident forgiveness, so that a past accident isn’t factored into the rankings at all.

Another way to lower insurance rates is to look into safe driving programs. These programs may use an app to track your driving style, or a tracking device that looks at the speeds you’re going at. In addition, the longer you go without an accident, the lower your rates go even if you aren’t directly involved in any safe driving programs.

Talk to your local independent agent in Drexel Heights to get the best auto insurance options available.

You might not call it a benefit of having auto insurance in Drexel Heights, AZ, but it will protect you from getting in to trouble with the law. In Arizona, all drivers are required to carry a minimum amount of auto liability insurance. If you get pulled over by the Arizona police and do not have a proof of insurance, you could get cited for the violation and have your driving privileges curtailed until you correct the situation and obtain auto insurance.

While being in compliance with the applicable state insurance laws is a good reason to buy auto insurance in Drexel Heights, there are also a number of benefits of having more than the liability coverage mandated by the state. Having full coverage on your vehicle protects you and your vehicle against all named perils. If you have collision and comprehensive coverage, you can file a claim with your insurance company should you get into an accident and suffer bodily injury, property damage, or both.

Even a small fender-bender can cause thousands of dollars in body damage. If you back into a pole and put a big dent in your car, you will be covered by your collision coverage to the extent that the cost to repair the damage exceeds your deductible. If you park at a shopping mall and come out to find your car missing from the parking lot, there is a distinct possibility that it was stolen. While you might panic when you can’t find your car, if the car was actually stolen and not just towed-away, you can file a claim under your comprehensive coverage to get compensated for your loss.

If you get into an accident and you elected to carry rental reimbursement coverage, you can be compensated for the number of days you have to rent a car while your vehicle is being repaired. Other typical benefits include medical payments and road service in case your car breaks down and you need gas or a tow to a service station.