When you own a vehicle in Arizona, the state mandates that you should have an acceptable auto insurance policy. All Arizona vehicle owners are required to have it and to have proof of that insurance. You can’t register a vehicle in the state without auto insurance. There are minimum coverage amounts that must be in your auto policy, but you can add extra coverage as well to have better protection against serious accidents. 

Liability Coverage

In Arizona, two types of liability coverage legally have to be in your auto insurance policy. These are bodily injury and property damage liability. There are two amounts required for the bodily injury portion of the policy. These are one amount for just one injured person and a different amount that’s available for all of the people who are injured. The mandated coverage amount is a bit low when you consider the skyrocketing costs of medical bills, so it’s often recommended that you add to the mandated amounts. In addition, you must have one amount that is for property damage. This pays for the damage an accident causes to the other vehicle or any other damaged property of someone else’s. This is also a relatively low amount of coverage that should be supplemented with more. 

Other Auto Coverage

Liability coverage types pay for someone else’s bills, but what about your own bills? You may have significant damage done to your own vehicle, or it may even be totaled. To get coverage for those bills, you need collision coverage. You will also want comprehensive coverage if you want to protect it from things that happen to the vehicle when you aren’t driving it. 

Get Auto Insurance

Call us at the Insurance Center of Green Valley in Green Valley, AZ to get your auto policy. 

As environmental concerns continue to grow in the Green Valley, AZ area, many individuals seek ways to reduce their carbon footprint and make eco-friendly choices in various aspects of their lives, including their vehicles. You might want auto insurance options that align with your environmentally conscious lifestyle. 

Pay-Per-Mile Insurance

Pay-per-mile insurance is a usage-based insurance model that caters to eco-conscious drivers. This type of policy charges premiums based on the number of miles you drive, which can encourage reduced driving and, consequently, lower emissions. It’s a win-win situation for environmentally conscious individuals who want to save money and reduce their carbon footprint.

Eco-Friendly Add-Ons

Some insurance companies offer additional coverage options catering to eco-friendly car owners. For instance, you might find coverage for charging station reimbursement if you need to charge your electric vehicle while on a trip. 

Paperless Policy Management

Going paperless not only reduces clutter but also supports sustainability efforts. Many insurance companies now offer digital policy management options, allowing you to access your insurance documents, bills, and communication online. By choosing this eco-friendly approach, you can reduce paper waste and contribute to a greener environment.

Green Initiatives and Corporate Responsibility

When choosing an auto insurance provider, consider their sustainability and environmental responsibility commitment. Some insurance companies engage in green initiatives, such as carbon offset programs. Supporting companies with eco-friendly values can further align your insurance choices.

Insurance Center of Green Valley Can Help You

At the Insurance Center of Green Valley, we can answer all your questions concerning auto insurance. We assist the Green Valley, AZ. Contact us today. 

The Insurance Center of Green Valley is an auto insurance provider in Arizona. If you own a vehicle in Green Valley, AZ, we can insure your vehicle. 

When you’re in the market for auto insurance, you should be aware of the challenges that could come up when you buy a policy. Below are four challenges you may face when you purchase auto insurance. 

Deciding which coverage types to purchase

When you explore your coverage options, you’ll see that there are a few coverage types from among which you can choose. Decide if you want to buy only liability coverage or additional coverage types like collision and comprehensive coverage. 

There are other options available, like uninsured and underinsured motorist coverage. You should know these coverage types and decide if you want them before buying a policy. 

Understanding all the options available to you

Find out which insurance companies offer auto coverage in your area. This way, you know who to consult when looking for policy quotes. 

Knowing how much coverage you need

You’ll be able to choose between different maximum coverage amounts. You should invest in more than minimum liability coverage to protect yourself in a lawsuit. You should also invest in gap insurance on your collision and comprehensive coverage if you are still making payments on your auto loan. 

Planning ahead for auto insurance payments

Plan out your monthly budget and factor in your auto insurance payments. Setting up auto payments can help ensure you don’t overlook any upcoming auto insurance payments.  

Motorists in Green Valley, AZ can contact us at the Insurance Center of Green Valley for assistance. Are you ready to get a quote on a policy? Give us a call today to explore your options. 

When you own a car in Arizona, it’s required for it to be covered by auto insurance. You must have proof of your auto insurance policy and have it available. Not having your vehicle insured can come with fines and fees and jeopardize your vehicle’s registration. If you don’t have the auto policy you need right now, call us at the Insurance Center of Green Valley in Green Valley, AZ. 

Liability Coverage Types

Two types of liability coverage are required in Arizona. The first one is bodily injury liability coverage. This type pays for the medical bills that others have in an accident that’s your fault. This comes in two different amounts. The first is a specific amount of coverage when one person is injured in an accident. Then, another amount has to be in place for everyone with injuries. The second type of liability coverage you have to have is property damage liability. This pays for the other party’s vehicle damage and any damage to buildings, landscaping, etc. In Arizona, all of these minimum amounts are relatively low. It’s generally recommended to get more than the minimum. 

Uninsured and Underinsured Motorists

Coverage for uninsured and underinsured motorists must be added to your auto insurance. However, you can talk to your insurance agent to remove these from your insurance. It’s generally recommended that you keep them, as accidents with these motorists are common, but you don’t have to leave these coverages on your policy. 

Get Auto Insurance in Arizona

If you aren’t sure how much auto insurance you need, call us at the Insurance Center of Green Valley in Green Valley, AZ. 

When was the last time you took a close look at your auto insurance policy? It is critical to know your auto policy limits and their role in your coverage. Serving the Green Valley, AZ area, the Insurance Center of Green Valley team is here to help shed light on the confusing subject.

The Limits and Their Role

When you are taking a look at your auto insurance policy, you will immediately go to the coverages that you have. What do these dollar amounts represent, though? Normally, they will speak to the limits that are in place.

In the sense of the insurance carrier, when they agree to limits on an auto insurance policy, that is the dollar amount they will pay up to in the event of a covered loss you suffer. For example, if you have a claim of liability placed against your auto insurance policy and the limit is $100,000, the auto insurance policy will cover up to that amount in losses. 

The Max of the Limit

The limit is your max point of coverage with your auto insurance carrier. Once you hit that amount, you will no longer be eligible for additional coverage. A Green Valley, AZ insurance policyholder would need umbrella insurance over their auto insurance to receive any additional coverage. If you want to know more about auto insurance, your policy limits, and how you can be sure you have adequate coverage, contact us at the Insurance Center of Green Valley today!

We all know that gas prices are high here in the Green Valley, AZ area and that keeping our gas costs low is becoming increasingly important. Thankfully, there are various ways to improve your gas mileage so you can get more out of every tank. Here are a few tips from us, the Insurance Center of Green Valley to help you save on gasoline: 

1. Keep Tires Properly Inflated – Ensuring your tires are properly inflated is one of the easiest ways to boost fuel efficiency. Underinflated tires put more strain on your car, forcing it to work harder and consume more fuel in the process. 
2. Slow Down – Driving slower is another excellent way to boost your MPG while also making the roads safer for everyone. The faster you go, the less fuel-efficient your car becomes, so it pays off in the long run if you take things slow and steady when behind the wheel. 
3. Use Cruise Control – When driving at a steady speed, such as on highways or interstates, cruise control can help reduce strain on your engine and improve fuel consumption by up to 15%. 
4. Take Advantage of Gas Price Apps – Several apps can help you find the lowest gas prices near you and save money at the pump. Many of these apps even offer rewards for using their services, so be sure to check them out! 

By taking advantage of these simple tips, you’ll be able to get more miles per gallon and save money simultaneously! For more tips, call us at the Insurance Center of Green Valley today. We are proud to serve the Green Valley, AZ area.

Many people drop their comprehensive auto insurance coverage once their vehicle gets to be past a certain age. The idea is that the cost to replace the vehicle might be less than the premiums over several years. However, this isn’t the smartest way to do things. There are many benefits to keeping your comprehensive coverage through the Insurance Center of Green Valley, serving Green Valley, AZ, on an older vehicle:

1. Coverage on Repairs and Replacement

Comprehensive auto insurance can cover the cost of repairs or replacement of your vehicle, regardless of age. This may even include damage and theft. Many people don’t have the cash in their checking account to go out and buy a new car, making comprehensive insurance well worth it.

2. Protection Against Non-Accident Related Incidents

In these times of unpredictable weather, every vehicle is more susceptible to damage from weather-related damage from hail, storms, tornadoes, and more. Older vehicles are just as likely to be damaged as a brand-new vehicle.

3. Coverage for Medical Expenses and Liability

If you only have collision coverage, if you get into an accident, your auto insurance policy will only pay for the other person’s damages. But when you retain comprehensive vehicle insurance, you can benefit from coverage for medical expenses and liability. This is especially helpful if you have limited health insurance. Considering that most older vehicles aren’t equipped with the latest safety features, it makes sense to have comprehensive insurance coverage.

As your insurance representative at the Insurance Center of Green Valley, serving Green Valley, AZ can tell you, comprehensive insurance offers excellent value, even on older vehicles. So, don’t be so quick to drop this valuable coverage. Contact the Insurance Center of Green Valley today to learn more.

If you live in the Green Valley, AZ area, you can find that owning a car is a smart move. When you own your vehicle, ensuring you are adequately insured will be helpful. This type of coverage will provide many benefits for both you and your vehicle. 

Financial Coverage

You will want to have an auto insurance policy because it can offer financial protection. If you are in an accident, there are always costs that come with repairing your vehicle, covering medical bills, and even providing financial support for others if you are deemed liable. Auto coverage provides the support you need to offset this risk.

Comply with any requirements

It would be best to have an auto insurance policy to ensure you can comply with any requirements. The typical car owner in this state will be required to carry a certain level of liability insurance. Not having this coverage can lead to penalization. Further, if you have taken out an auto loan when buying the car, you undoubtedly are required to maintain a full comprehensive plan to protect your vehicle.

Comfort and Peace of Mind

Auto insurance is also necessary to have peace of mind. If you are not insured, driving in any situation can be nerve-racking. However, if you have an auto insurance policy, you will know that you are covered for unforeseen accidents and that you will be in compliance with the law.

There are many choices when looking for a new insurance plan in the Green Valley, AZ area. When looking for coverage, calling the Insurance Center of Green Valley can be good. The team here excels at supporting and helping you build a quality plan. 

When you own and drive a car in Green Valley, AZ, you’ll need to obtain proper auto insurance to cover it. By doing so, you will comply with state law.

Let the Insurance Center of Green Valley help you get the auto insurance you need.

State Requirements for Auto Coverage

Arizona requires you to purchase minimum car insurance, including liability and property damage coverage. You’ll need at least the following:

• $15,000 per person per accident in bodily injury liability,
• $30,000 total per accident in bodily injury liability,
• $10,000 total per accident in property damage liability.

Because Arizona determines fault in accidents, the insurance industry refers to it as an “at-fault” state. If you moved here from a “no-fault” state, you’d probably notice the difference in the coverages.

What You Can Add to Auto Coverage

Like in other states, you can add collision and comprehensive to the auto insurance policy. The Insurance Center of Green Valley also offers roadside assistance.

Adding collision or comprehensive comes with a deductible. You choose the deductible. This amount you’ll pay out of pocket when you need to make a claim to repair your vehicle. With roadside assistance, wherever you travel within Green Valley, AZ, or beyond it, you have a number to call for help with any car-related problem. Whether the auto breaks down or you run out of gas, roadside assistance responds with help at your location.

Contact Us

Contact the Insurance Center of Green Valley for more information on your auto insurance options in Arizona. Let us help you obtain the auto insurance you need to drive legally on the roads in this state.

Auto insurance is a wise investment in most situations. However, in some situations, investing in full-coverage auto insurance may not be the savviest thing to do. At the Insurance Center of Green Valley, we take pride in helping Green Valley, AZ drivers get the insurance coverage that meets their specific needs.

What Does Full Coverage Auto Insurance Cover?

Many people opt to carry full coverage auto insurance on new or late-model cars. Sometimes, full coverage auto insurance is required by lenders if you have an auto loan. Full coverage insurance is a wise choice because the cost of coverage is far less than what it would cost to replace or repair your car if it was damaged. There are other factors as well that make full auto insurance coverage a wise investment.

Should I get Full-coverage Auto Insurance for My Twenty-year-old Car?

Full coverage auto insurance may not be the wisest investment as your car ages. How old is "too old" regarding full insurance coverage? Most would say that any car over ten years old doesn’t require full coverage auto insurance. At the ten-year mark, your yearly insurance cost makes up almost half the monetary value of older vehicles. Once your annual insurance cost exceeds the monetary value of your car, full coverage insurance is a cost-savvy investment. It may be time to drop your coverage level when it costs just as much to insure your car as it does to repair or replace it. If you have questions regarding how much coverage you need to insure your vehicle, call us. We’re standing by.