You only think about insurance when you need to file a claim, but this is the time when an independent agent is such an asset. After an emergency, most people value information above all else. Anyone who has ever tried to file an insurance claim realizes that the cheapest insurance is rarely the best bargain, because the lines of communication are so inefficient. Filing any type of insurance clam involves the exchange of precise data, between the insured party, the insurer, and any third parties who provide services. After an automobile collision, someone has to communicate with the insurer and the auto body repair company. It can be timely and tedious, so this task is best left to an independent insurance agent. These ladies and gentlemen are specifically registered to provide insurance in a particular state, because state laws vary so greatly. Insurance laws are also far more complicated than may people realize.  An independent agent serves as a liaison between you and the insurer, providing comfort in your time of need. 

Better Safe Than Sorry

No amount of planning, can keep every tragedy at bay which is why you pay insurance premiums to begin with. An independent agent is so vital, because he or she is always at your beckoning. Trying to deal with automated services and electronic messaging systems complicates the process of filing a claim. You must first familiarize yourself with the process of filing a claim in your state, but an independent agent already knows the proper procedures. The Insurance Center of Green Valley helps to keep Arizona residents covered when they face an emergency. You depend on your insurance to repair your home, your automobile, and even provide health care. Independent agents specialize in communicating with the insurer, and any doctors or contractors.

When you are a student in Green Valley, you want to know about all of your options for health insurance. The ACA requires you to have a policy, but there are plenty of options to consider.

Where Your Policy Will Come From

Your policy can come from an individual plan, from your family, or from the school. More and more colleges across the country are offering insurance plans, and if you read the fine print, it may already be included within your tuition. Find out how much you are being charged for the health insurance as you may want to get it on your own as opposed to through the school.

The Kind of Coverage You Want

You will have various options when it comes to coverage. You will want to ensure you have health insurance for preventative health as well as when you become sick. Coverage can also include various diseases that you may have now, injuries that you may sustain in school sports, hospital stays, and much more. It should also include dental and vision coverage.

How to Afford a Policy

Insurance companies are going to calculate the cost of your policy based upon your level of health. This means you want to make sure that you are as healthy as possible. The “freshman 15” is a contributor to obesity in America. Many smokers begin at the age of 18, and there is a lot of risky sexual behavior that takes place in college that can lead to STDs. Be aware of the possibilities so that you can avoid them. Additionally, you will want to compare quotes to ensure you are getting the most affordable policy.

Call us today at the Insurance Center of Green Valley to learn about student health insurance coverage. We can talk to you about your options and obtain quotes from multiple insurance companies throughout Arizona.

URL Slug: /be-smart-life-insurance-Green-Valley

It’s never too early to start planning for the future, and one of the best ways to be properly prepared is by investing in life insurance. You’ve likely heard of the many benefits of life insurance, including the ability to provide funds for children’s college tuition, paying off a mortgage, and much more. However, are you aware of the many myths that relate to investing in life insurance? It’s imperative that you are aware of these myths to help ensure you protect the financial future of your family as well as possible. 

You’re too old to invest in life insurance

The younger you are when you buy life insurance, the cheaper your rates will be, most likely. Still yet though, if you wait until you are older to invest i life insurance, you can still find a policy that adequately meets your needs at an affordable rate. The rate probably won’t be as inexpensive as it would have been had you invested when you were younger, but you’re never too old to invest in life insurance. 

Only working parents need life insurance

Sure, having life insurance on the parents who work is ideal because this helps cover their support in the event that they were to become deceased; however, stay-at-home parents should also consider the benefits of life insurance. What if the stay-at-home was to pass away? Who would babysit the kids? How much would this cost? How much would it cost to pay someone to take the kiddos back and forth to school? All of these activities will cost money, and it’s through a life insurance policy that the working parent can have the funds to pay someone to help take care of the kids. 

To learn more about buying life insurance in or near Green Valley, AZ, please contact Insurance Center of Green Valley today.

Someone needs to look out for your pets and if you are their owner, the responsibility falls on you. There are many things that you can do in Green Valley to ensure that your pets are being carefully looked out for, especially during the summer months.

Making sure that your pets have plenty of water is important. This includes whether they are indoors or outdoors. If you take them for a long walk or a trip to the park, be sure that you have a bottle of water to be able to give them. There are plenty of products on the market that ensure that your pets can be hydrated no matter where you go, including collapsible bowls.

Another thing that you can do is cover their feet when they are walking outside. While the grass can be cool, the pavement can be scorching hot. Protect the feet using paw pads or booties. Your veterinarian may even make recommendations based upon the kind of breed that you have.

Know some of the signs for heat exhaustion and overheating for your pet. Some of the most common ones are:

• Panting
• Rise in body temperature
• Dry gums

If your dog or cat has been overheated, wet a towel and lay it across their body. You will also want to cool down the pads on their paws as that is where their sweat glands are located.

During the summer, there are also more bugs and therefore you want to make sure that your pet is on some kind of prevention medication for heartworm, as well as fleas and ticks.

At the Insurance Center of Green Valley, we are here to help you find affordable homeowners insurance in Arizona. Call today and let us begin finding quotes to help you find a policy that you can afford.

Small and large businesses alike in Green Valley, AZ rely more and more on stored data to effectively operate. Data includes customer information, employee and payroll data, financial information, inventory details, and vendor information.

If you are not taking steps to regularly back-up this critical information you can be putting your business in jeopardy. Most IT people will tell you it is not a matter of if, but of when you will have data loss. The Small Business Administration says that almost half of small businesses who have between 2 and 20 employees experienced data loss in 2010. If you are unprepared it can be time consuming and costly to recover.

Data loss can be the result of simple software or hardware failure or it could be due to outside forces like lightening or water damage. While business insurance may cover the cost of equipment replacement, you will want to have it reviewed to see if it will cover the cost of reinstalling software and resetting your networks. At Insurance Center of Green Valley, we offer a full line of personal and business insurance products for our area. As an independent agency, we can research the products and prices from multiple providers, finding improved coverage at competitive prices.

We will be happy to conduct a business insurance review with you and will show you where you are and are not covered. We can discuss how and when your business electronics are protected. 

We invite you to visit our website and get an online quote for your homeowners or auto insurance. By answering a few questions, you can be on your way to savings.

Contact Insurance Center of Green Valley and make sure you have the business coverage you believe you do. Computers, electronics, and data are far too important to leave to chance.

SLUG: /business-data-backup

If you have a business or are considering opening a business in Green Valley, AZ, making sure you have appropriate business insurance is critical in protecting your assets. The type of business you operate can impact the type of coverage you may need. Here is a look at some business insurance types.

Commercial General Liability Insurance
CGL typically covers a business from the three types of lawsuit damages most awarded from business activity including compensatory damages, nonmonetary losses suffered by the injured person, and punitive damages.

Product Liability Insurance
Designed for manufacturers and distributors of physical products, this type of insurance can provide coverage from damages as the result from using the products.

Professional Liability
Sometimes called errors and omissions insurance, this product generally protects professionals from malpractice claims.

Employment Practices Liability Insurance
This can cover management and board members from suits related to employment and hiring practices.

Pollution and Environmental Liability Insurance
This can be important for companies that are involved in auto repair, have automotive fleets or are involved in manufacturing. It may cover the cost of clean ups in an environmental spill and any resulting lawsuits.

The Insurance Center of Green Valley serves the personal and business needs of the Green Valley community. We are an independent insurance agency that is not restricted to just offering the products of one company. This gives us the ability to compare rates and coverage from multiple providers, finding the best business and personal coverage at affordable rates.

Visit our website and request an online quote for your homeowners insurance. Answer a few questions and our agents will go to work to find you the best quotes. If you are in search of business insurance, please contact us. We will discuss your business and where you may be at risk. We can then find you coverage you can afford. We look forward to serving you!

SLUG: /az-business-insurance-types

It can be challenging to do business in Green Valley, AZ. Since ours is largely a retirement area, many of the area’s residents needs are minimal. Others have set purchasing habits that can be difficult to change. But it is still important to be aggressive and be innovative in marketing in the 85614 zip code. With over 20,000 residents, there are still plenty of products and services to be sold.

If you have a business in the region, you probably spend significant time considering how you can increase your business and market share. Working diligently and being on the offense is a big part of conducting business in Arizona as it is elsewhere. However, there’s much more to business than just offense. Defense is a big part of it as well.

You play defense when you retain customers by providing exceptional customer service. You need to protect your valuable clients. You also need to protect other aspects of your business.

Business insurance is one of your best forms of defense. It can defend you against large liability claims on your property. It can protect you against financial loss in cases of theft or storm damage. It can even guard you from a loss of income should a calamity occur.

At Insurance Center of Green Valley, we can help you protect your business with a loss prevention policy designed for your particular business. As an independent agency, our insurance professionals can get quotes from multiple providers, assuring you of terrific rates.

For homeowners and auto insurance, you are invited to compare online. Visit our website for free comparative quotes. Once you see what we can save you, we hope you will see us for your business insurance. Contact us soon, and put Insurance Center of Green Valley on your defensive team.

Green Valley, AZ business is booming, and taking part in lucrative business in the 85614 area code needn’t be difficult. From the city’s prime Green Valley Mall to its Asarco Mineral Discovery Center, culture is always a paramount area consideration. Protecting your business through expansion is important, and maintaining adequate business insurance coverage insures both sustainability and success.

Why Do I Need Business Insurance?

Primarily, business insurance serves its operators: business professionals. If you’re starting a business, or, if you’re planning upon industry expansion, you’ll likely require coverage for unforeseen life events, legal hurdles and other circumstances.

Protecting your business associates, landlords, lenders and stakeholders ensures optimism and trust. Obtaining adequate coverage avoids professional pitfalls while creating liability windfalls. Before selecting customized options through our expansive quote comparison database, however, understanding minimum coverage requirements will guarantee full legality and maneuverability within most business realms.

What is Minimum Coverage?

Minimum business coverage protects you, your clients and stakeholders from monetary and physical harm. Many cities require fundamental business coverage, and its components include:

General Liability Insurance: General liability insurance protects your business from liability losses associated with property damage, claims losses and injury losses.

Property Insurance: Property insurance funds replacements and repairs. It compensates for any lost, damaged or destroyed physical assets maintained through your business.

Workers’ Compensation: Workers’ compensation insurance satisfies your workers’ medical needs while guaranteeing monetary compensation during dangerous or unsteady work environments.

Business Fleet Insurance: Business fleet insurance protects your company’s automobiles while buffering any monetary expenses accrued from losses.

Optimizing Your Coverage

All business are different. Some utilize electronics for services, others feature transportation and repairs during daily operations. When browsing our comparable quotes, consider your business’s needs, and remember to fully protect your assets based on a per-use basis. As your independent provider, we intend to serve local areas effectively, reliably and fairly. Within the business works, protection is mandatory, but comprehensive protection is a successful option.

Green Valley, Arizona is cozy retirement community just about 20 miles south of Tucson. It seems like many days you see more golf carts than cars on the streets and many settle here because of the arid climate. As local independent agents we are proud to serve the area with a line-up of some of the industry’s best insurance products including life insurance, auto insurance, homeowners insurance and more.

In fact, if you are searching to compare homeowners or auto insurance rates, we invite you to try our online system to get some of the best quotes from multiple companies. After filling out the online form, in minutes you’ll be able to view rates and coverages from several companies competing for your business. It is convenient and can save you money!

If you haven’t considered the value of life insurance recently, let us encourage you to do so. There are certain tax advantages of life insurance that your beneficiaries will appreciate. Life insurance is also a way for you to leave a legacy for a favorite charity or nonprofit organization. If you’ve never considered it, talk with one of our professional agents. Let’s discuss how life insurance can play a role in your legacy. We can come up with the best options for you to accomplish this noble goal.

Our agents know life insurance and how it can work to help you achieve your goals. If you would like to set up an appointment, please contact us. Let’s discuss the role life insurance can play for you, your family, and your legacy. It may be more affordable than you realize.

Originally home to several Indian tribes, Green Valley Arizona 85614 for a long time was Spanish territory where haciendas and missionaries roamed. Minerals were discovered in the earth and then the miners came by the dozens. Now an adult retirement community, it is known for its different flavored collection of communities within its boundaries. Green Valley is a snowbird community where many residents spend their winters because of the mild climate, it activities list day or night is long. In a day you may find yoga classes, a scavenger dash, martial arts, theater or go cart races. All available and ready for your participation either in your community or the next one nearby. You never need cook again with the number of eateries La Placita Café, JerryBob’s Restaurant, or Lavendar name just a few in Green Valley.

Insuring Your Life

With all the things to do maintaining healthy habits and taking care of insurance needs make sure you can have fun for years to come. Life insurance term and permanent are available for senior citizens. Your local agents can tailor a plan special for your life and lifestyle. How life insurance can be used has broadened over the years. At one time it served to pay funeral expenses but now the money can be used to pay for medical expenses, debt or a college education. The way to begin to get the best deal comes as sitting down at your computer and viewing different local agents’ websites. Compare and get quotes but also compare the fine print in the policies. Decide what you want then visit some of the offices of local agents. Have a chat. They will have additional information, a warm cup of coffee and a pleasant greeting.