Common Causes of Auto Accidents: Will Insurance Help You?

Drivers in Green Valley, AZ may fear crashes and worry about whether their insurance can help them or not. At Insurance Center of Green Valley, we understand the most common causes of car crashes and can help to give you the policy that makes sense for your needs as a driver.

Most Common Causes of Car Accidents

A few of the most common reasons that people get into car accidents include the following actions, behaviors, or conditions:

• Lack of attention or distracted driving, often caused by texting
• Drunken or impaired driving on alcohol or drugs
• Drowsy driving when trying to stay on the road for too long
• Poor weather conditions that cause you to slip or see poorly
• Speeding too fast for the conditions or the specific road

Did you get into a crash caused by one of these problems? It is essential to talk to your insurance agent right away to learn about whether you’re covered.

Are You Covered?

If you get into a car accident caused by a mistake you made (including hitting someone else), your car insurance should help to pay. For example, liability policies can pay for any damage or injury you cause to other people or drivers, minimizing your payments.

Comprehensive and damage policies may pay for damage to your vehicle and even some medical payments, as long as your policy wording includes it. However, any wear-and-tear caused by poor maintenance is not covered, so be very careful about how you repair your vehicle.

Take Care of Your Needs

If you’re worried about car crashes in Green Valley, AZ, and want to keep yourself safe, please contact us at Insurance Center of Green Valley to learn more. Our team of professionals will work with you to ensure that you feel comfortable and minimize any potential problems.