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Get DirectionsIf you want to operate your business in Arizona, the law requires you to invest in worker’s comp and commercial auto insurance if you have business vehicles. But should you stop at this? State-required business insurance is just a minimum. If you need all-rounded protection for your business, please invest in supplemental policies. Insurance Center of Green Valley in Green Valley, AZ shares four policies you can consider to boost your commercial insurance.
General liability insurance
Regardless of the size or nature of your business, don’t run your business without business liability insurance. This policy protects your business from expensive liability claims that can cripple your business. General liability insurance cushions your business when other people accuse you of bodily injury, property damage, and advertising injury.
Property insurance
Your business owns several assets to ensure operations run smoothly. While you have security measures to safeguard your assets, you should consider business insurance as an added layer to the safety of your assets. Commercial insurance covers losses to your assets when damage or loss arises from fire, theft, vandalism, and other risks listed in your policy.
Cyber liability insurance
Do you store sensitive customer data? Do you operate an e-business? You must invest in cyber liability insurance to protect your business against cyber crimes. This policy minimizes your financial exposure when your IT systems have been compromised.
Professional liability insurance
Do you offer professional services? Consider investing in professional liability coverage. This policy protects you from actual or alleged negligence, incomplete work, or missed deadlines. Professional liability insurance covers the associated costs if stakeholders show they have suffered financial losses because of your advice.
Are you shopping for commercial insurance in Green Valley, AZ? Please contact the Insurance Center of Green Valley for an affordable quote.