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Get DirectionsHomeowner’s insurance is an important investment you make into your home. Many people think that homeowner’s insurance is something you deal with once and then forget it. It is wise to take a look at your homeowner’s coverage often to make sure you are getting the best deal and your home is insured properly. At the Insurance Center of Green Valley, serving Green Valley, AZ, we love to help our clients better understand important insurance topics such as this. Keep reading to learn when to shop for new homeowner’s insurance.
Annually
It is recommended to shop around for a better rate on your homeowner’s insurance annually. In most cases just letting your current policyholder know that you are shopping around is enough to encourage them to offer you a better rate. There are also other factors that can affect the rate of your homeowner’s insurance so re-evaluating once a year is a good time to see if you qualify for any new discounts.
After Home Improvements
If you have completed home improvements, then you will definitely want to shop around for new homeowner’s insurance. When the value of your home increases substantially, you will want the coverage to increase as well. Your previous coverage may not cover the new value of your home in the event of damage. It is best to sit down with an insurance representative so that they can properly evaluate the new coverage needs.
After A Divorce
If you have been awarded your home in your divorce, you need to make sure that the insurance policy is in your name. This is a good time to shop around for the best rate as well.
If you would like to learn more about homeowner’s insurance, please contact our friendly staff today at The Insurance Center of Green Valley serving Green Valley, AZ today.